Other Services

Lost or Stolen VISA Debit Card

If your Morgantown Bank & Trust VISA Debit Card is lost or stolen please call immediately: 

During business hours: (270) 526-3881     After business hours: (800) 500-1044

Overdraft Protection and Privilege*

If money is running a little short, we have options available to protect you from returned checks and excess fees.  We offer the ability for our customers to transfer funds automatically from designated accounts or existing lines of credit.    Qualified customers may also opt-in to our Overdraft Privilege program which will automatically pay transactions up to a $500 limit.  

* Terms, Conditions and Fees apply to our Overdraft Protection and Privilege products. 

24 Hour Telephone Banking

Allows you to retrieve your account information 24 hours a day, 365 days a year. All you need is a touchtone phone. Just dial (270) 526-5577 or toll free (866) 526-5577.  Your account information will be right at your fingertips.

Safe Deposit Boxes

Store valuables, important documents and keepsakes in one of our convenient safe deposit boxes located at our Main Office and  Highway 70 Branch in Morgantown; as well as our Morgantown Road Branch in Bowling Green.  Renter receives 2 keys which are required to be returned if box is closed.  Key Replacement charges will apply ($50 each) if not returned.  Deposit account is required.  Safe Deposit Boxes are NOT insured by the FDIC.

General Services

  • Wire Transfers
  • Cashier's Checks
  • Direct Deposit
  • Gift Cards


Some of the services described above require a separate signed agreement and fees may apply. See your Morgantown Bank & Trust Customer Service Representative for details.